What is a high-value inventory form?
Quick Answer
A high-value inventory form lists items worth over $100 per pound (jewelry, electronics, artwork, collectibles). Interstate movers are required to provide this form. Items not listed may not be covered at full replacement value if damaged.
The high-value inventory form (also called the High-Value Article Declaration) is a document required by federal regulations for interstate moves. It protects both you and the mover by identifying items that are worth more than $100 per pound.
Examples of high-value items: jewelry, watches, and precious metals; electronics (laptops, tablets, cameras); artwork, antiques, and collectibles; crystal, china, and silverware sets; fur coats and designer clothing; musical instruments; coin and stamp collections.
Why it matters: if you have full value protection, the mover's liability is based on the total declared value of your shipment. Without the high-value form, the mover may not be liable for the full value of expensive items. A 2-pound piece of jewelry worth $5,000 could be reimbursed at only the per-pound rate without proper declaration.
How to fill it out: list each high-value item with a description and estimated value. Be accurate - overvaluation can increase your insurance premium, while undervaluation limits your claim payout. Keep receipts or appraisals for items over $500 as supporting documentation.
The mover is required to provide this form before packing day. If they do not, ask for it. Complete it thoroughly and keep a copy for your records. Consider photographing or videoing high-value items before the move as additional documentation.